{"id":15,"date":"2026-03-16T00:14:54","date_gmt":"2026-03-15T23:14:54","guid":{"rendered":"https:\/\/universalauthority.com\/az\/2026\/03\/16\/tibbi-borclar-amerikalilari-mualic%c9%99d%c9%99n-imtina-etm%c9%99y%c9%99-m%c9%99cbur-edirmi\/"},"modified":"2026-03-16T00:19:14","modified_gmt":"2026-03-15T23:19:14","slug":"tibbi-borclar-amerikalilari-mualic%c9%99d%c9%99n-imtina-etm%c9%99y%c9%99-m%c9%99cbur-edirmi","status":"publish","type":"post","link":"https:\/\/universalauthority.com\/az\/2026\/03\/16\/tibbi-borclar-amerikalilari-mualic%c9%99d%c9%99n-imtina-etm%c9%99y%c9%99-m%c9%99cbur-edirmi\/","title":{"rendered":"Tibbi borclar amerikal\u0131lar\u0131 m\u00fcalic\u0259d\u0259n imtina etm\u0259y\u0259 m\u0259cbur edirmi?"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/universalauthority.com\/\/az\/wp-content\/uploads\/shared\/hospital-1802679_1280.jpg\" alt=\"Tibbi borclar amerikal\u0131lar\u0131 m\u00fcalic\u0259d\u0259n imtina etm\u0259y\u0259 m\u0259cbur edirmi?\" class=\"featured-image\" \/><\/p>\n<h1>Tibbi borclar amerikal\u0131lar\u0131 m\u00fcalic\u0259d\u0259n imtina etm\u0259y\u0259 m\u0259cbur edirmi?<\/h1>\n<p>AB\u015e-d\u0259 h\u0259r on n\u0259f\u0259rd\u0259n biri ke\u00e7\u0259n il tibbi hesablara g\u00f6r\u0259 \u00f6d\u0259m\u0259 \u00e7\u0259tinlikl\u0259ri ya\u015fad\u0131\u011f\u0131n\u0131 bildirir. Bu fenomen \u0259sas\u0259n tibbi s\u0131\u011forta olmayanlar\u0131, lakin h\u0259m d\u0259 \u0259h\u0259miyy\u0259tli bir s\u0131\u011fortal\u0131 hiss\u0259ni \u0259hat\u0259 edir. N\u0259tic\u0259l\u0259r birba\u015fa olur: sa\u011fl\u0131q borclar\u0131 vacib m\u00fcalic\u0259l\u0259rin t\u0259xir\u0259 sal\u0131nmas\u0131 v\u0259 ya l\u0259\u011fv edilm\u0259si riskini x\u0259tti \u015f\u0259kild\u0259 art\u0131r\u0131r.<\/p>\n<p>Di\u015f m\u00fcalic\u0259l\u0259ri \u0259n \u00e7ox t\u0259sirl\u0259n\u0259n sah\u0259dir. Tibbi s\u0259b\u0259bl\u0259r\u0259 g\u00f6r\u0259 borclu olanlar\u0131n yar\u0131s\u0131ndan \u00e7oxu di\u015f h\u0259kimin\u0259 m\u00fcraci\u0259tini t\u0259xir\u0259 sal\u0131r. \u00dcmumi m\u00fcalic\u0259l\u0259r n\u00f6vb\u0259ti s\u0131rada g\u0259lir, burada h\u0259kim\u0259 m\u00fcraci\u0259t etm\u0259yi t\u0259xir\u0259 salan x\u0259st\u0259l\u0259rin say\u0131 k\u0259skin \u015f\u0259kild\u0259 art\u0131r. Psixoloji sa\u011flaml\u0131q m\u00fcalic\u0259l\u0259ri d\u0259 t\u0259sirl\u0259nir, lakin daha az d\u0259r\u0259c\u0259d\u0259. M\u00fcalic\u0259l\u0259rin t\u0259xir\u0259 sal\u0131nmas\u0131 yaln\u0131z s\u0131\u011fortas\u0131zlar\u0131 deyil, h\u0259m d\u0259 tibbi s\u0131\u011fortas\u0131 olanlar\u0131 \u0259hat\u0259 edir. Tibbi borclar, x\u00fcsus\u0259n d\u0259 di\u015f m\u00fcalic\u0259l\u0259rind\u0259, m\u00fcalic\u0259l\u0259rin t\u0259xir\u0259 sal\u0131nmas\u0131na s\u0259b\u0259b olur.<\/p>\n<p>S\u0131\u011fortas\u0131z \u015f\u0259xsl\u0259r \u0259n h\u0259ssas qrupdur. H\u0259r be\u015f n\u0259f\u0259rd\u0259n biri tibbi borclar y\u0131\u011f\u0131r, s\u0131\u011forta k\u00f6m\u0259yi alanlarda bu r\u0259q\u0259m s\u0259kkizd\u0259 bir, x\u00fcsusi s\u0131\u011fortas\u0131 olanlarda is\u0259 on bird\u0259 birdir. Sonuncu qrupda tibbi borclar s\u0259b\u0259bind\u0259n m\u00fcalic\u0259d\u0259n imtina riski s\u0131\u011fortas\u0131zlara n\u0259zar\u0259n iki d\u0259f\u0259 azd\u0131r. Lakin di\u015f v\u0259 psixoloji m\u00fcalic\u0259l\u0259rind\u0259 s\u0131\u011fortal\u0131 v\u0259 s\u0131\u011fortas\u0131zlar aras\u0131nda f\u0259rq daha azd\u0131r.<\/p>\n<p>Tibbi borclar sa\u011flaml\u0131q b\u0259rab\u0259rsizliyini daha da d\u0259rinl\u0259\u015fdirir. Onlar daha \u00e7ox qad\u0131nlar\u0131, etnik azl\u0131qlar\u0131n n\u00fcmay\u0259nd\u0259l\u0259rini, a\u015fa\u011f\u0131 g\u0259lirli \u015f\u0259xsl\u0259ri, x\u0259st\u0259liyi v\u0259 ya psixi poz\u011funluqlar\u0131 olanlar\u0131 t\u0259sir edir. Di\u015f, tibbi v\u0259 ya psixoloji m\u00fcalic\u0259l\u0259rin t\u0259xir\u0259 sal\u0131nmas\u0131 daha a\u011f\u0131r n\u0259tic\u0259l\u0259r\u0259 v\u0259 uzunm\u00fcdd\u0259tli daha b\u00f6y\u00fck x\u0259rcl\u0259r\u0259 s\u0259b\u0259b ola bil\u0259r.<\/p>\n<p>\u0130ctimai siyas\u0259t bu problemin h\u0259llin\u0259 k\u00f6m\u0259k ed\u0259 bil\u0259r, m\u00fcalic\u0259l\u0259r\u0259 maliyy\u0259 c\u0259h\u0259td\u0259n daha asan giri\u015f t\u0259min etm\u0259kl\u0259. Tibbi borclara ba\u011fl\u0131 iqtisadi mane\u0259l\u0259rin azald\u0131lmas\u0131 m\u00fcalic\u0259l\u0259rin t\u0259xir\u0259 sal\u0131nmas\u0131n\u0131 v\u0259 sa\u011flaml\u0131\u011fa t\u0259sirini m\u0259hdudla\u015fd\u0131ra bil\u0259r. Bu, b\u00f6y\u00fck \u0259h\u0259miyy\u0259t da\u015f\u0131y\u0131r, \u00e7\u00fcnki t\u0259xir\u0259 sal\u0131nmalar b\u00fct\u00fcn n\u00f6v m\u00fcalic\u0259l\u0259ri v\u0259 b\u00fct\u00fcn x\u0259st\u0259 profill\u0259rini, s\u0131\u011fortal\u0131 v\u0259 ya s\u0131\u011fortas\u0131z olmas\u0131ndan as\u0131l\u0131 olmayaraq \u0259hat\u0259 edir. Di\u015f m\u00fcalic\u0259si, ad\u0259t\u0259n daha pis \u00f6d\u0259nildiyind\u0259n, maliyy\u0259 \u00e7\u0259tinlikl\u0259rin\u0259 \u0259n h\u0259ssas sah\u0259 olaraq qal\u0131r.<\/p>\n<hr>\n<h2>R\u00e9f\u00e9rences l\u00e9gales<\/h2>\n<h3>Travail de r\u00e9f\u00e9rence<\/h3>\n<p><strong>DOI\u00a0:<\/strong> <a href=\"https:\/\/doi.org\/10.1007\/s11606-026-10215-x\" target=\"_blank\">https:\/\/doi.org\/10.1007\/s11606-026-10215-x<\/a><\/p>\n<p><strong>Titre\u00a0:<\/strong> Medical Debt and Deferred Care for Physical Health, Mental Health, and Dental Needs Among U.S. Adults<\/p>\n<p><strong>Revue : <\/strong> Journal of General Internal Medicine<\/p>\n<p><strong>\u00c9diteur : <\/strong> Springer Science and Business Media LLC<\/p>\n<p><strong>Auteurs : <\/strong> Kyle J. Moon; Nora V. Becker; Katherine E. M. Miller; Catherine K. Ettman<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tibbi borclar amerikal\u0131lar\u0131 m\u00fcalic\u0259d\u0259n imtina etm\u0259y\u0259 m\u0259cbur edirmi? AB\u015e-d\u0259 h\u0259r on n\u0259f\u0259rd\u0259n biri ke\u00e7\u0259n il tibbi hesablara g\u00f6r\u0259 \u00f6d\u0259m\u0259 \u00e7\u0259tinlikl\u0259ri ya\u015fad\u0131\u011f\u0131n\u0131 bildirir. Bu fenomen \u0259sas\u0259n tibbi s\u0131\u011forta olmayanlar\u0131, lakin h\u0259m d\u0259 \u0259h\u0259miyy\u0259tli bir s\u0131\u011fortal\u0131 hiss\u0259ni \u0259hat\u0259 edir. N\u0259tic\u0259l\u0259r birba\u015fa olur: sa\u011fl\u0131q borclar\u0131 vacib m\u00fcalic\u0259l\u0259rin t\u0259xir\u0259 sal\u0131nmas\u0131 v\u0259 ya l\u0259\u011fv edilm\u0259si riskini x\u0259tti \u015f\u0259kild\u0259 art\u0131r\u0131r. Di\u015f&hellip; <a class=\"more-link\" href=\"https:\/\/universalauthority.com\/az\/2026\/03\/16\/tibbi-borclar-amerikalilari-mualic%c9%99d%c9%99n-imtina-etm%c9%99y%c9%99-m%c9%99cbur-edirmi\/\">Continue reading <span class=\"screen-reader-text\">Tibbi borclar amerikal\u0131lar\u0131 m\u00fcalic\u0259d\u0259n imtina etm\u0259y\u0259 m\u0259cbur edirmi?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-15","post","type-post","status-publish","format-standard","hentry","category-saglamliq","entry"],"_links":{"self":[{"href":"https:\/\/universalauthority.com\/az\/wp-json\/wp\/v2\/posts\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/universalauthority.com\/az\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/universalauthority.com\/az\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/universalauthority.com\/az\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/universalauthority.com\/az\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":1,"href":"https:\/\/universalauthority.com\/az\/wp-json\/wp\/v2\/posts\/15\/revisions"}],"predecessor-version":[{"id":16,"href":"https:\/\/universalauthority.com\/az\/wp-json\/wp\/v2\/posts\/15\/revisions\/16"}],"wp:attachment":[{"href":"https:\/\/universalauthority.com\/az\/wp-json\/wp\/v2\/media?parent=15"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/universalauthority.com\/az\/wp-json\/wp\/v2\/categories?post=15"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/universalauthority.com\/az\/wp-json\/wp\/v2\/tags?post=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}