{"id":15,"date":"2026-03-16T00:15:48","date_gmt":"2026-03-15T23:15:48","guid":{"rendered":"https:\/\/universalauthority.com\/cs\/2026\/03\/16\/tlaci-lekarske-dluhy-americany-k-rezignaci-na-peci\/"},"modified":"2026-03-16T00:19:33","modified_gmt":"2026-03-15T23:19:33","slug":"tlaci-lekarske-dluhy-americany-k-rezignaci-na-peci","status":"publish","type":"post","link":"https:\/\/universalauthority.com\/cs\/2026\/03\/16\/tlaci-lekarske-dluhy-americany-k-rezignaci-na-peci\/","title":{"rendered":"Tla\u010d\u00ed l\u00e9ka\u0159sk\u00e9 dluhy Ameri\u010dany k rezignaci na p\u00e9\u010di?"},"content":{"rendered":"

\"Tla\u010d\u00ed<\/p>\n

Tla\u010d\u00ed l\u00e9ka\u0159sk\u00e9 dluhy Ameri\u010dany k rezignaci na p\u00e9\u010di?<\/h1>\n

Ve Spojen\u00fdch st\u00e1tech tvrd\u00ed ka\u017ed\u00fd des\u00e1t\u00fd ob\u010dan, \u017ee m\u011bl v pr\u016fb\u011bhu minul\u00e9ho roku pot\u00ed\u017ee s placen\u00edm sv\u00fdch l\u00e9ka\u0159sk\u00fdch \u00fa\u010dt\u016f. Tento jev se t\u00fdk\u00e1 zejm\u00e9na t\u011bch, kte\u0159\u00ed nemaj\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed, ale tak\u00e9 v\u00fdznamn\u00e9 \u010d\u00e1sti poji\u0161t\u011bn\u00fdch. D\u016fsledky jsou p\u0159\u00edm\u00e9: zdravotn\u00ed dluhy v\u00fdrazn\u011b zvy\u0161uj\u00ed riziko odkl\u00e1d\u00e1n\u00ed nebo ru\u0161en\u00ed nezbytn\u00e9 p\u00e9\u010de.<\/p>\n

Nejv\u00edce jsou posti\u017eeny zubn\u00ed p\u00e9\u010de. V\u00edce ne\u017e polovina lid\u00ed zadlu\u017een\u00fdch z l\u00e9ka\u0159sk\u00fdch d\u016fvod\u016f odkl\u00e1d\u00e1 sv\u00e9 n\u00e1v\u0161t\u011bvy u zuba\u0159e. Obecn\u00e1 l\u00e9ka\u0159sk\u00e1 p\u00e9\u010de n\u00e1sleduje, p\u0159i\u010dem\u017e v\u00fdrazn\u011b roste po\u010det pacient\u016f, kte\u0159\u00ed se vyh\u00fdbaj\u00ed n\u00e1v\u0161t\u011bv\u011b l\u00e9ka\u0159e. P\u00e9\u010de o du\u0161evn\u00ed zdrav\u00ed je tak\u00e9 ovlivn\u011bna, by\u0165 v men\u0161\u00ed m\u00ed\u0159e. Odkl\u00e1d\u00e1n\u00ed p\u00e9\u010de se net\u00fdk\u00e1 pouze nepoji\u0161t\u011bn\u00fdch. I s zdravotn\u00edm poji\u0161t\u011bn\u00edm vedou l\u00e9ka\u0159sk\u00e9 dluhy k odkl\u00e1d\u00e1n\u00ed l\u00e9\u010dby, zejm\u00e9na u zubn\u00ed p\u00e9\u010de.<\/p>\n

Nejzraniteln\u011bj\u0161\u00ed jsou lid\u00e9 bez poji\u0161t\u011bn\u00ed. T\u00e9m\u011b\u0159 ka\u017ed\u00fd p\u00e1t\u00fd z nich se pot\u00fdk\u00e1 s l\u00e9ka\u0159sk\u00fdmi dluhy, ve srovn\u00e1n\u00ed s ka\u017ed\u00fdm osm\u00fdm p\u0159\u00edjemcem zdravotn\u00ed pomoci a ka\u017ed\u00fdm jeden\u00e1ct\u00fdm z t\u011bch, kte\u0159\u00ed maj\u00ed soukrom\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed. U t\u011bchto posledn\u00edch je riziko rezignace na l\u00e9ka\u0159skou p\u00e9\u010di kv\u016fli dluh\u016fm dvakr\u00e1t ni\u017e\u0161\u00ed ne\u017e u nepoji\u0161t\u011bn\u00fdch. Naopak u zubn\u00ed a du\u0161evn\u00ed p\u00e9\u010de je rozd\u00edl mezi poji\u0161t\u011bn\u00fdmi a nepoji\u0161t\u011bn\u00fdmi m\u00e9n\u011b v\u00fdrazn\u00fd.<\/p>\n

L\u00e9ka\u0159sk\u00e9 dluhy prohlubuj\u00ed nerovnosti ve zdrav\u00ed. Postihuj\u00ed v\u00edce \u017eeny, osoby z etnick\u00fdch men\u0161in, lidi s n\u00edzk\u00fdmi p\u0159\u00edjmy a ty, kte\u0159\u00ed trp\u00ed chronick\u00fdmi nemocemi nebo psychiatrick\u00fdmi poruchami. Odkl\u00e1d\u00e1n\u00ed p\u00e9\u010de, a\u0165 u\u017e zubn\u00ed, l\u00e9ka\u0159sk\u00e9 nebo psychologick\u00e9, m\u016f\u017ee v\u00e9st k z\u00e1va\u017en\u011bj\u0161\u00edm komplikac\u00edm a vy\u0161\u0161\u00edm n\u00e1klad\u016fm v dlouhodob\u00e9m horizontu.<\/p>\n

Ve\u0159ejn\u00e9 politiky by mohly tento probl\u00e9m zm\u00edrnit usnadn\u011bn\u00edm finan\u010dn\u00edho p\u0159\u00edstupu k p\u00e9\u010di. Sn\u00ed\u017een\u00ed ekonomick\u00fdch p\u0159ek\u00e1\u017eek spojen\u00fdch s l\u00e9ka\u0159sk\u00fdmi dluhy by umo\u017enilo omezit zpo\u017ed\u011bn\u00ed v l\u00e9\u010db\u011b a jejich dopady na zdrav\u00ed. V\u00fdzva je zna\u010dn\u00e1, proto\u017ee odkl\u00e1d\u00e1n\u00ed p\u00e9\u010de ovliv\u0148uje v\u0161echny typy l\u00e9\u010dby a v\u0161echny profily pacient\u016f, a\u0165 u\u017e jsou poji\u0161t\u011bni, nebo ne. Zubn\u00ed p\u00e9\u010de, kter\u00e1 je \u010dasto h\u016f\u0159e hrazena, z\u016fst\u00e1v\u00e1 nejcitliv\u011bj\u0161\u00ed na tyto finan\u010dn\u00ed obt\u00ed\u017ee.<\/p>\n

\n

R\u00e9f\u00e9rences l\u00e9gales<\/h2>\n

Travail de r\u00e9f\u00e9rence<\/h3>\n

DOI\u00a0:<\/strong> https:\/\/doi.org\/10.1007\/s11606-026-10215-x<\/a><\/p>\n

Titre\u00a0:<\/strong> Medical Debt and Deferred Care for Physical Health, Mental Health, and Dental Needs Among U.S. Adults<\/p>\n

Revue : <\/strong> Journal of General Internal Medicine<\/p>\n

\u00c9diteur : <\/strong> Springer Science and Business Media LLC<\/p>\n

Auteurs : <\/strong> Kyle J. Moon; Nora V. Becker; Katherine E. M. Miller; Catherine K. Ettman<\/p>\n","protected":false},"excerpt":{"rendered":"

Tla\u010d\u00ed l\u00e9ka\u0159sk\u00e9 dluhy Ameri\u010dany k rezignaci na p\u00e9\u010di? Ve Spojen\u00fdch st\u00e1tech tvrd\u00ed ka\u017ed\u00fd des\u00e1t\u00fd ob\u010dan, \u017ee m\u011bl v pr\u016fb\u011bhu minul\u00e9ho roku pot\u00ed\u017ee s placen\u00edm sv\u00fdch l\u00e9ka\u0159sk\u00fdch \u00fa\u010dt\u016f. Tento jev se t\u00fdk\u00e1 zejm\u00e9na t\u011bch, kte\u0159\u00ed nemaj\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed, ale tak\u00e9 v\u00fdznamn\u00e9 \u010d\u00e1sti poji\u0161t\u011bn\u00fdch. D\u016fsledky jsou p\u0159\u00edm\u00e9: zdravotn\u00ed dluhy v\u00fdrazn\u011b zvy\u0161uj\u00ed riziko odkl\u00e1d\u00e1n\u00ed nebo ru\u0161en\u00ed nezbytn\u00e9 p\u00e9\u010de.… Pokra\u010dovat ve\u00a0\u010dten\u00ed Tla\u010d\u00ed l\u00e9ka\u0159sk\u00e9 dluhy Ameri\u010dany k rezignaci na p\u00e9\u010di?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-15","post","type-post","status-publish","format-standard","hentry","category-zdravi","entry"],"_links":{"self":[{"href":"https:\/\/universalauthority.com\/cs\/wp-json\/wp\/v2\/posts\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/universalauthority.com\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/universalauthority.com\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/universalauthority.com\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/universalauthority.com\/cs\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":1,"href":"https:\/\/universalauthority.com\/cs\/wp-json\/wp\/v2\/posts\/15\/revisions"}],"predecessor-version":[{"id":16,"href":"https:\/\/universalauthority.com\/cs\/wp-json\/wp\/v2\/posts\/15\/revisions\/16"}],"wp:attachment":[{"href":"https:\/\/universalauthority.com\/cs\/wp-json\/wp\/v2\/media?parent=15"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/universalauthority.com\/cs\/wp-json\/wp\/v2\/categories?post=15"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/universalauthority.com\/cs\/wp-json\/wp\/v2\/tags?post=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}