{"id":15,"date":"2026-03-16T00:18:04","date_gmt":"2026-03-15T23:18:04","guid":{"rendered":"https:\/\/universalauthority.com\/is\/2026\/03\/16\/velda-skuldir-thvinga-bandrikjanna-ibua-til-ad-forna-sjukrahjalpi\/"},"modified":"2026-03-16T00:20:18","modified_gmt":"2026-03-15T23:20:18","slug":"velda-skuldir-thvinga-bandrikjanna-ibua-til-ad-forna-sjukrahjalpi","status":"publish","type":"post","link":"https:\/\/universalauthority.com\/is\/2026\/03\/16\/velda-skuldir-thvinga-bandrikjanna-ibua-til-ad-forna-sjukrahjalpi\/","title":{"rendered":"Velda skuldir \u00fevinga Bandr\u00edkjanna \u00edb\u00faa til a\u00f0 f\u00f3rna sj\u00fakrahj\u00e1lpi?"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/universalauthority.com\/\/is\/wp-content\/uploads\/shared\/hospital-1802679_1280.jpg\" alt=\"Velda skuldir \u00fevinga Bandr\u00edkjanna \u00edb\u00faa til a\u00f0 f\u00f3rna sj\u00fakrahj\u00e1lpi?\" class=\"featured-image\" \/><\/p>\n<h1>Velda skuldir \u00fevinga Bandr\u00edkjanna \u00edb\u00faa til a\u00f0 f\u00f3rna sj\u00fakrahj\u00e1lpi?<\/h1>\n<p>\u00cd Bandar\u00edkjunum segir einn af t\u00edu a\u00f0 hafa haft erfitt me\u00f0 a\u00f0 grei\u00f0a l\u00e6kningareikninga s\u00edna \u00e1 s\u00ed\u00f0asta \u00e1ri. \u00deetta \u00e1stand hefur s\u00e9rstaklega \u00e1hrif \u00e1 \u00fe\u00e1 sem ekki hafa sj\u00fakratryggingar, en einnig \u00e1 mikinn hluta \u00feeirra sem eru trygg\u00f0ir. Aflei\u00f0ingarnar eru beinar: heilsuskuldir aukna l\u00edkur \u00e1 \u00fev\u00ed a\u00f0 f\u00f3lk fresti e\u00f0a h\u00e6tti vi\u00f0 nau\u00f0synlegum me\u00f0fer\u00f0um.<\/p>\n<p>Tannl\u00e6kningar eru mest \u00e1 rekstur. Meira en helmingur \u00feeirra sem standa \u00ed skuldum vegna l\u00e6kninga frestar vi\u00f0 tannl\u00e6kningat\u00edma. Almennar l\u00e6kningar koma svo, me\u00f0 \u00e1berandi aukningu \u00e1 fj\u00f6lda sj\u00faklinga sem for\u00f0ast a\u00f0 heims\u00e6kja l\u00e6kni. Ge\u00f0heilsu\u00fej\u00f3nusta er einnig \u00e1rekst, \u00fe\u00f3 \u00ed minna m\u00e6li. \u00deessi frestun \u00e1 vi\u00f0 ekki einungis \u00f3trygg\u00f0a. Jafnvel me\u00f0 sj\u00fakratryggingum velda l\u00e6kningaskuldir \u00fe\u00e1 a\u00f0 f\u00f3lk fresti me\u00f0fer\u00f0ir, s\u00e9rstaklega tannl\u00e6kningar.<\/p>\n<p>\u00deeir sem ekki hafa tryggingar eru mest \u00e1 rekstur. N\u00e6rri einn af fimm safnar l\u00e6kningaskuldum, samanborinn me\u00f0 einum af \u00e1tta me\u00f0 opinberri sj\u00fakrahj\u00e1lp og einum af ellefu me\u00f0 einkatryggingum. Fyrri h\u00f3purinn hefur tvisvar minni l\u00edkur \u00e1 a\u00f0 f\u00f3rna l\u00e6kningum vegna skulda en \u00f3trygg\u00f0ir. Hins vegar er munurinn minni \u00e1 tannl\u00e6kningum og ge\u00f0heilsu\u00fej\u00f3nustu milli trygg\u00f0ra og \u00f3trygg\u00f0ra.<\/p>\n<p>L\u00e6kningaskuldir versna heilsujafnv\u00e6gi. \u00de\u00e6r hafa meiri \u00e1hrif \u00e1 konur, minnih\u00f3pa, f\u00e1t\u00e6ka, \u00fe\u00e1 sem \u00fej\u00e1st af langvarandi sj\u00fakd\u00f3mum e\u00f0a ge\u00f0raskanir. \u00deessi frestun \u00e1 l\u00e6kningum, hvort sem er tannl\u00e6kningum, almennum l\u00e6kningum e\u00f0a ge\u00f0l\u00e6kningum, getur leitt til alvarlegra aflei\u00f0inga og h\u00e6rri kostna\u00f0a \u00e1 langri stigi.<\/p>\n<p>Opinberar stefnur g\u00e6tu dregi\u00f0 \u00far \u00feessu vandam\u00e1li me\u00f0 \u00fev\u00ed a\u00f0 au\u00f0velda fj\u00e1rhagslega a\u00f0gang a\u00f0 sj\u00fakrahj\u00e1lpi. \u00dea\u00f0 a\u00f0 minnka efnahagslega hindranir tengdar l\u00e6kningaskuldum myndi takmarka frestun \u00e1 me\u00f0fer\u00f0um og aflei\u00f0ingar \u00feeirra \u00e1 heilsu. \u00c1herslan er mikil, \u00fev\u00ed \u00feessi frestun \u00e1 vi\u00f0 alla tegundir l\u00e6kninga og alla h\u00f3pa sj\u00faklinga, hvort sem \u00feeir eru trygg\u00f0ir e\u00f0a ekki. Tannl\u00e6kningar, sem oftast eru verri trygg\u00f0ar, eru mest \u00e1 rekstur vegna \u00feessara fj\u00e1rhagslega erfi\u00f0leika.<\/p>\n<hr>\n<h2>R\u00e9f\u00e9rences l\u00e9gales<\/h2>\n<h3>Travail de r\u00e9f\u00e9rence<\/h3>\n<p><strong>DOI\u00a0:<\/strong> <a href=\"https:\/\/doi.org\/10.1007\/s11606-026-10215-x\" target=\"_blank\">https:\/\/doi.org\/10.1007\/s11606-026-10215-x<\/a><\/p>\n<p><strong>Titre\u00a0:<\/strong> Medical Debt and Deferred Care for Physical Health, Mental Health, and Dental Needs Among U.S. Adults<\/p>\n<p><strong>Revue : <\/strong> Journal of General Internal Medicine<\/p>\n<p><strong>\u00c9diteur : <\/strong> Springer Science and Business Media LLC<\/p>\n<p><strong>Auteurs : <\/strong> Kyle J. Moon; Nora V. Becker; Katherine E. M. Miller; Catherine K. Ettman<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Velda skuldir \u00fevinga Bandr\u00edkjanna \u00edb\u00faa til a\u00f0 f\u00f3rna sj\u00fakrahj\u00e1lpi? \u00cd Bandar\u00edkjunum segir einn af t\u00edu a\u00f0 hafa haft erfitt me\u00f0 a\u00f0 grei\u00f0a l\u00e6kningareikninga s\u00edna \u00e1 s\u00ed\u00f0asta \u00e1ri. \u00deetta \u00e1stand hefur s\u00e9rstaklega \u00e1hrif \u00e1 \u00fe\u00e1 sem ekki hafa sj\u00fakratryggingar, en einnig \u00e1 mikinn hluta \u00feeirra sem eru trygg\u00f0ir. Aflei\u00f0ingarnar eru beinar: heilsuskuldir aukna l\u00edkur \u00e1 \u00fev\u00ed&hellip; <a class=\"more-link\" href=\"https:\/\/universalauthority.com\/is\/2026\/03\/16\/velda-skuldir-thvinga-bandrikjanna-ibua-til-ad-forna-sjukrahjalpi\/\">Continue reading <span class=\"screen-reader-text\">Velda skuldir \u00fevinga Bandr\u00edkjanna \u00edb\u00faa til a\u00f0 f\u00f3rna sj\u00fakrahj\u00e1lpi?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-15","post","type-post","status-publish","format-standard","hentry","category-heilsa","entry"],"_links":{"self":[{"href":"https:\/\/universalauthority.com\/is\/wp-json\/wp\/v2\/posts\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/universalauthority.com\/is\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/universalauthority.com\/is\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/universalauthority.com\/is\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/universalauthority.com\/is\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":1,"href":"https:\/\/universalauthority.com\/is\/wp-json\/wp\/v2\/posts\/15\/revisions"}],"predecessor-version":[{"id":16,"href":"https:\/\/universalauthority.com\/is\/wp-json\/wp\/v2\/posts\/15\/revisions\/16"}],"wp:attachment":[{"href":"https:\/\/universalauthority.com\/is\/wp-json\/wp\/v2\/media?parent=15"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/universalauthority.com\/is\/wp-json\/wp\/v2\/categories?post=15"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/universalauthority.com\/is\/wp-json\/wp\/v2\/tags?post=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}